No Income Verification Mortgages

Benefits of stated income loans (No Income Verification Loans) A stated income loan does not have the same underwriting guidelines and delays as a verified income loan. A stated loan can usually be approved and funded within a very short period of time.

No income verification mortgages are home loans for which the lender doesn’t require you to prove that your income meets certain requirements. Generally, when you apply for a mortgage, you’re required to show proof of income through pay stubs and W-2 forms.

Requirements For No Income Verification Mortgages. No income verification home loans are available up to $2 million, as long as credit is good [600 FICO minimum] and 20-30% is available for a purchase down payment. A seller can carry back up to 10% for a purchase.

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US Mortgage Lenders is rising as the best choice for no income tax verification Georgia self employed mortgage applicants looking for No Income tax check mortgages. Our private Georgia mortgage lenders now offer stated Income mortgage loans with specific requirements in order to get that type of no income mortgage.

A no income verification loan is not incredibly easy to find or obtain, but they are out there. If you have the qualifications, shop around with various lenders. You might not find an available loan program at the larger, commercial banks.

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No Verification/No Documentation Loans – We can Assist. With a no doc/no income no asset verification mortgage, borrowers really need only give the address.

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Titanium Mortgage offers a variety of loan programs to meet your needs. We work with. No Income/No Tax Return Verification Loans – For Investors. Investor.