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Pay Off Your Mortgage Faster | Starwest Mortgage – This is one of the most effective ways to pay off your mortgage early. The majority of your monthly payment schedule is front-loaded with interest for the first few years. Prepaying or paying more than required can build equity quickly.
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Using a HELOC to Pay off Your Mortgage | Citizens Bank – Using a HELOC to pay off your mortgage is essentially a form of refinancing. It allows you to reduce your interest rate without the closing costs associated with a home refinance . Before you decide on a HELOC, there are several things to consider: